What Asset Investigation Is All About

There are a few reasons why someone would need to order an asset investigation. In some cases, a person who is going to be doing business with someone else might want to conduct an asset investigation in order to see who they are really dealing with. Or, another example would be someone who is curious about the financial situation of their romantic partner.

Regardless of the reason, it is quite easy to get an asset investigation going and you can find the people to do it for you right on the web. There is absolutely nothing wrong or immoral about performing an asset investigation as long as it is done in accordance with the rules. It is not legal to masquerade on the phone and pretend to be an account holder to find out what a person has in their bank or brokerage account. You must respect the privacy of the individual you wish to investigate and obey the Fair Credit Reporting Act laws.

The way to go about getting an asset investigation done is to first identify the subject. At the very minimum, you must know the first, last and middle name of the person as well as their date of birth. Also, knowing the past addresses and social security number of that person too, is even more helpful.

A few different databases are one like criminal records and/or civil records that you could find at a local or county courthouse and sometimes if you call the county clerk and are very polite...you can get the data you are looking for.

You should know that there are two main kinds of basic assets. Financial assets such as bank accounts and brokerage accounts. Then there are real assets like real estate which are usually pretty easy to find because they are public record. The former one is not public record and will have to be formally requested or ordered via subpoena. Unless the subject has recently been involved in a bankruptcy or divorce case.

Of course you can always take the route of hiring someone to do this for you. Someone who is professional and knows what they are doing. You will find that the results are much better when you do it this way and you don't have to deal with the stress of playing detective - if you even had the time in the first place. Don't go without getting the asset investigation you want done.